Find Bankruptcy Lawyers
Bankruptcy lawyers help individuals and businesses overwhelmed by debt find a path to financial recovery. They guide clients through the bankruptcy process, help them understand which chapter of bankruptcy best fits their situation, and work to protect as many assets as possible.
What Does a Bankruptcy Lawyer Help With?
- Chapter 7 liquidation
- Chapter 13 repayment plans
- Chapter 11 business reorganization
- Creditor harassment defense
- Debt negotiation
- Foreclosure prevention
Common Bankruptcy Case Types
- Consumer bankruptcy filings
- Business bankruptcy
- Means test analysis
- Automatic stay enforcement
- Discharge of debts
- Reaffirmation agreements
When Should You Contact a Bankruptcy Lawyer?
Consult a bankruptcy attorney if you are unable to pay your debts, facing foreclosure or repossession, being sued by creditors, or having wages garnished. Many bankruptcy lawyers offer free initial consultations.
Bankruptcy Lawyers by City
Find bankruptcy attorneys in major U.S. cities.
Frequently Asked Questions
Will bankruptcy ruin my credit?
Bankruptcy does impact your credit score, but many people see improvement within 1-2 years as debts are eliminated. Chapter 7 stays on your report for 10 years, Chapter 13 for 7 years.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 eliminates most unsecured debts but may require surrendering some assets. Chapter 13 creates a 3-5 year repayment plan and lets you keep your property.
Can I keep my house if I file bankruptcy?
Often yes, especially under Chapter 13. Exemption laws vary by state and determine how much home equity is protected.
Get a free, no-obligation case review from an experienced attorney.
Get a Free Bankruptcy Case Review
Describe your situation and get connected with an experienced bankruptcy attorney.